My wife manages our household budget. I have no desire to deal with the home checkbook and the mortgage and light bill and water bill and grocery bills. Running the business side of my practice is more than enough hassle to deal with on a monthly basis.
Our home accounts are with
Twice a month I deposit a check from my firm's operating account into our home account to cover bills and expenses. On July 2 I went to the
The following weekend my wife tells me she got a letter from
My wife then calls
So let's get this straight,
And do explain to me, Mr. Banker, the rationale for holding a check deposited in an ATM but not a check presented for cash and deposit. You have no idea in either scenario whether that check is any good or not. Holding that check does not prevent bank fraud. It does allow your bank to take out an interest-free loan for a few days, however - at your customers' expense.
How many other people have you victimized by this scheme,
And, need I add,